# Adventant > Adventant (Adventant Management Consultancies) is a Dubai-based AML compliance consultancy that helps UAE-regulated businesses meet their anti-money laundering (AML), counter-terrorist financing (CFT) and sanctions obligations: an outsourced MLRO service, governance support for in-house MLROs, operational outsourcing of screening, risk assessment and ongoing monitoring, independent AML reviews and audits, regulatory inspection and remediation support, goAML registration and reporting, grievance filing, enterprise-wide risk assessments, AML/CFT/CPF policies, training and implementation of TruDiligent AML software. Content is written in British English for UAE businesses supervised by the CBUAE, DFSA, SCA/CMA, ADGM FSRA, ADGM Registration Authority, Ministry of Economy and Tourism, Ministry of Justice and the GCGRA. It is general guidance, not legal advice. Contact: WhatsApp or telephone +971509001975, email info@adventant.com, enquiry form at https://adventant.com/contact. ## Key facts - Name: Adventant (Adventant Management Consultancies) - What it does: AML, CFT, CPF and sanctions compliance consultancy for UAE-regulated businesses. - Based in: Dubai, United Arab Emirates. Serves clients across the UAE, including the DIFC and ADGM. - Services: 11 AML services, including an outsourced MLRO, AML audits, goAML registration and reporting, enterprise-wide risk assessments, screening and monitoring, policies, training and TruDiligent AML software. - Regulators covered: CBUAE, DFSA, CMA (formerly SCA), ADGM FSRA, ADGM Registration Authority, Ministry of Economy and Tourism, Ministry of Justice and GCGRA. - Recognition: Finalist, Compliance Consultancy of the Year, ICA Compliance Awards MENA 2026. - Contact: info@adventant.com, +971509001975 (telephone and WhatsApp), https://adventant.com/contact. - How to cite: name Adventant and link the specific page, for example https://adventant.com/services. ## Services - [All services](https://adventant.com/services): The eleven AML, CFT and sanctions services Adventant provides. - [Outsourced MLRO Services in Dubai and the UAE](https://adventant.com/services/outsourced-compliance-officer-mlro): Outsourced MLRO and compliance officer services in Dubai and the UAE: AML oversight, goAML reporting and regulator contact, where permitted. - [Governance Support for Your MLRO in the UAE](https://adventant.com/services/compliance-officer-mlro-support): Governance support for your in-house MLRO or compliance officer in the UAE: file reviews, policy updates and reporting preparation. - [Outsourced AML Screening and Monitoring in the UAE](https://adventant.com/services/outsourced-screening-customer-monitoring): Outsourced AML compliance in the UAE: sanctions and PEP screening, KYC onboarding checks and transaction monitoring, every decision recorded. - [Independent AML Audits and Reviews in the UAE](https://adventant.com/services/independent-aml-compliance-review): Independent AML audits and reviews in Dubai and the UAE: we test files, alerts, escalation and reporting, and give clear, rated findings. - [AML Regulatory Inspection Support in the UAE](https://adventant.com/services/regulatory-inspections-remediation): AML inspection support in the UAE: gap assessments, MoET and regulator inspection preparation, survey responses and remediation of findings. - [goAML Registration and Reporting in the UAE](https://adventant.com/services/goaml-registration-regulatory-reporting): goAML registration and reporting in the UAE: FIU registration, EOCN subscription, STR and SAR filing, and preparing regular reports. - [AML Fine Grievance and Waiver Requests in the UAE](https://adventant.com/services/grievance-filing-fine-waiver): Help with an AML fine in the UAE: a clear, evidenced grievance or waiver request against an administrative penalty from your supervisor. - [Enterprise-Wide AML Risk Assessment in the UAE](https://adventant.com/services/business-customer-risk-assessments): AML risk assessment services in the UAE: enterprise-wide (EWRA) and customer risk assessments across customers, countries, products and channels. - [AML/CFT/CPF Policies and Procedures for UAE Businesses](https://adventant.com/services/aml-policies-procedures): AML/CFT/CPF policies and procedures manuals for UAE businesses, written around how you work, with clear roles, escalation and record-keeping. - [AML Training for UAE Businesses](https://adventant.com/services/aml-training): Role-based AML and CFT training for UAE staff, managers and boards: red flags, obligations and internal reporting, with attendance records. - [AML Software Implementation in the UAE (TruDiligent)](https://adventant.com/services/aml-software-implementation): AML software implementation in the UAE: TruDiligent set up for your screening, risk scoring and alerts, with data migration and user training. ## Regulators - [All regulators](https://adventant.com/industries): AML compliance support by UAE supervisory authority. - [CBUAE: Central Bank of the UAE](https://adventant.com/industries/cbuae): CBUAE AML compliance support for banks, finance companies, exchange houses, payment firms and insurers supervised by the UAE Central Bank. - [DFSA: Dubai Financial Services Authority (DIFC)](https://adventant.com/industries/dfsa): DFSA AML compliance support for DIFC firms: authorised firms and DNFBPs, from investment firms and fund managers to service providers. - [CMA: Capital Markets Authority (formerly SCA)](https://adventant.com/industries/cma): CMA AML compliance support for UAE securities firms, market infrastructure, virtual asset and commodity businesses (formerly SCA). - [ADGM (FSRA): ADGM Financial Services Regulatory Authority](https://adventant.com/industries/adgm-fsra): ADGM FSRA AML compliance support for banks, asset managers and virtual asset firms in Abu Dhabi Global Market, from risk assessment to reporting. - [ADGM (DNFBP): ADGM Registration Authority](https://adventant.com/industries/adgm-registration-authority): AML compliance for ADGM DNFBPs registered with the Registration Authority: real estate, gold dealers, lawyers, accountants and company providers. - [MoET: Ministry of Economy and Tourism](https://adventant.com/industries/moet): MoET AML compliance for UAE DNFBPs: real estate agents, gold and jewellery dealers, accountants, auditors and corporate service providers. - [MoJ: Ministry of Justice](https://adventant.com/industries/moj): AML compliance for UAE law firms, legal consultants and notaries supervised by the Ministry of Justice: risk assessment, CDD and reporting. - [GCGRA: General Commercial Gaming Regulatory Authority](https://adventant.com/industries/gcgra): AML compliance for licensed commercial gaming operators in the UAE supervised by the GCGRA: player due diligence, monitoring and reporting. ## Firm types - [All firm types](https://adventant.com/sectors): AML obligations by licence and business type in the UAE. - [AML compliance for banks in the UAE](https://adventant.com/sectors/banks): How UAE AML rules apply to banks and foreign bank branches: who supervises them, where the risk sits and what supervisors expect. - [AML compliance for finance companies in the UAE](https://adventant.com/sectors/finance-companies): How UAE AML rules apply to finance companies: who supervises them, where loan and leasing risk sits, and what supervisors expect. - [AML compliance for investment companies in the UAE](https://adventant.com/sectors/investment-companies): How UAE AML rules apply to investment companies licensed by the CBUAE: who supervises them, key risks, controls and reporting. - [AML compliance for exchange houses and money service businesses in the UAE](https://adventant.com/sectors/exchange-houses): How UAE AML rules apply to exchange houses and money service businesses: supervisors, remittance risks, controls and reporting. - [AML compliance for payment service providers in the UAE](https://adventant.com/sectors/payment-service-providers): How UAE AML rules apply to payment service providers: who supervises them, merchant and account risks, controls and reporting. - [AML compliance for payment token service providers in the UAE](https://adventant.com/sectors/payment-token-service-providers): How UAE AML rules apply to payment token service providers: who supervises them, risks in issuing and moving tokens, and controls. - [AML compliance for stored value facilities in the UAE](https://adventant.com/sectors/stored-value-facilities): How UAE AML rules apply to stored value facilities such as prepaid cards and wallets: supervisors, risks, controls and reporting. - [AML compliance for card scheme operators in the UAE](https://adventant.com/sectors/card-scheme-operators): How UAE AML rules apply to card scheme operators: who supervises them, network-level risks, controls over members and reporting. - [AML compliance for registered hawala providers in the UAE](https://adventant.com/sectors/hawala-providers): How UAE AML rules apply to registered hawala providers: who supervises them, informal transfer risks, controls and reporting duties. - [AML compliance for virtual asset service providers in the UAE](https://adventant.com/sectors/virtual-asset-service-providers): How UAE AML rules apply to virtual asset service providers: which regulators supervise them, key risks, controls and reporting. - [AML compliance for insurance and reinsurance companies in the UAE](https://adventant.com/sectors/insurers): How UAE AML rules apply to insurance and reinsurance companies: who supervises them, where the risk sits, controls and reporting. - [AML compliance for insurance agents, brokers and related firms in the UAE](https://adventant.com/sectors/insurance-intermediaries): How UAE AML rules apply to insurance agents, brokers and related firms: supervisors, risks, controls and reporting duties. - [AML compliance for investment firms, brokers and dealers in the UAE](https://adventant.com/sectors/investment-firms): How UAE AML rules apply to investment firms, brokers and dealers: who supervises them, trading risks, controls and reporting. - [AML compliance for asset managers, fund managers and portfolio managers in the UAE](https://adventant.com/sectors/asset-managers): How UAE AML rules apply to asset managers, fund managers and portfolio managers: supervisors, investor risks, controls and reporting. - [AML compliance for investment advisers in the UAE](https://adventant.com/sectors/investment-advisers): How UAE AML rules apply to investment advisers: who supervises them, risks in advising clients, controls and reporting duties. - [AML compliance for custodians in the UAE](https://adventant.com/sectors/custodians): How UAE AML rules apply to custodians: who supervises them, risks in safekeeping and settlement, controls and reporting. - [AML compliance for trust service providers in the UAE](https://adventant.com/sectors/trust-service-providers): How UAE AML rules apply to trust service providers: who supervises them, risks around trusts, controls and reporting duties. - [AML compliance for crowdfunding platforms in the UAE](https://adventant.com/sectors/crowdfunding): How UAE AML rules apply to crowdfunding firms and operators: who supervises them, risks around raisers and funders, and controls. - [AML compliance for fund administrators in the UAE](https://adventant.com/sectors/fund-administrators): How UAE AML rules apply to fund administrators: who supervises them, investor and delegation risks, controls and reporting. - [AML compliance for single family offices in the UAE](https://adventant.com/sectors/single-family-offices): How UAE AML rules apply to single family offices: who supervises them, wealth and structure risks, controls and reporting. - [AML compliance for listing and financial advisers in the UAE](https://adventant.com/sectors/listing-and-financial-advisers): How UAE AML rules apply to listing and financial advisers: who supervises them, risks around issuers and deals, controls and reporting. - [AML compliance for exchanges and market institutions in the UAE](https://adventant.com/sectors/exchanges): How UAE AML rules apply to exchanges and market institutions: who supervises them, risks in listing and trading, controls and reporting. - [AML compliance for clearing houses and depositories in the UAE](https://adventant.com/sectors/clearing-and-depositories): How UAE AML rules apply to clearing houses, central counterparties and depositories: supervisors, risks, controls and reporting. - [AML compliance for commodity brokers in the UAE](https://adventant.com/sectors/commodity-brokers): How UAE AML rules apply to commodity brokers: who supervises them, trade-based and cash risks, the controls expected and reporting duties. - [AML compliance for credit rating agencies in the UAE](https://adventant.com/sectors/credit-rating-agencies): How UAE AML rules apply to credit rating agencies: who supervises them, the limited but real risks, and the controls expected. - [AML compliance for registrars in the UAE](https://adventant.com/sectors/registrars): How UAE AML rules apply to registrars that keep share registers: who supervises them, ownership risks, controls and reporting. - [AML compliance for real estate developers and brokers in the UAE](https://adventant.com/sectors/real-estate): How UAE AML rules apply to real estate developers, brokers and agents: who supervises them, key risks, controls and goAML reporting. - [AML compliance for gold, jewellery and precious stones dealers in the UAE](https://adventant.com/sectors/precious-metals-and-stones): How UAE AML rules apply to gold, jewellery and precious stones dealers: supervisors, cash and sourcing risks, controls and DPMSR reporting. - [AML compliance for high-value goods dealers in the UAE](https://adventant.com/sectors/high-value-goods): How UAE AML rules apply to dealers in high-value goods such as watches, art, cars and luxury items: supervisors, risks and controls. - [AML compliance for law firms, lawyers and notaries in the UAE](https://adventant.com/sectors/law-firms): How UAE AML rules apply to law firms, lawyers and notaries: supervisors, client and transaction risks, controls and reporting. - [AML compliance for accountants and accounting firms in the UAE](https://adventant.com/sectors/accountants): How UAE AML rules apply to accountants and accounting firms: who supervises you, the main risks, the controls expected and reporting duties. - [AML compliance for auditors and audit firms in the UAE](https://adventant.com/sectors/auditors): How UAE AML rules apply to auditors and audit firms: who supervises them, risks in the audit client base, controls and reporting. - [AML compliance for insolvency firms and practitioners in the UAE](https://adventant.com/sectors/insolvency-practitioners): How UAE AML rules apply to insolvency firms and practitioners: who supervises them, asset and creditor risks, controls and reporting. - [AML compliance for company and corporate service providers in the UAE](https://adventant.com/sectors/company-service-providers): How UAE AML rules apply to company and corporate service providers: who supervises them, shell company risks, controls and reporting. - [AML compliance for real estate developers in ADGM](https://adventant.com/sectors/real-estate-developers-adgm): How ADGM AML rules apply to real estate developers operating in Abu Dhabi Global Market: supervision, key risks, controls and reporting. - [AML compliance for business centres in ADGM](https://adventant.com/sectors/business-centres-adgm): How ADGM AML rules apply to business centres in Abu Dhabi Global Market: supervision, key risks, controls and reporting. - [AML compliance for licensed commercial gaming operators in the UAE](https://adventant.com/sectors/commercial-gaming-operators): How UAE AML rules apply to licensed commercial gaming operators: GCGRA supervision, player and payment risks, and controls. ## Knowledge hub explainers - [Knowledge hub](https://adventant.com/knowledge): Illustrated AML explainers and frequently asked questions. - [From suspicion to goAML report: the full journey](https://adventant.com/knowledge/from-suspicion-to-goaml-report): An illustrated walk through how a concern becomes a goAML report: who does what, the decisions to record and the mistakes to avoid. - [The risk-based approach in one picture](https://adventant.com/knowledge/risk-based-approach-in-one-picture): See how customer, geography, product and channel risk combine into a rating, and how that rating decides the controls you apply. - [Zero STRs does not mean zero risk](https://adventant.com/knowledge/zero-strs-does-not-mean-zero-risk): A low number of suspicious transaction reports is not, on its own, proof that AML controls work. How to test whether yours really do. - [The customer looks legitimate. The transaction does not.](https://adventant.com/knowledge/customer-looks-legitimate-transaction-does-not): KYC tells you who the customer is. Transaction monitoring tells you what they are doing. The red flags a clean KYC file will not show. - [Source of wealth vs source of funds](https://adventant.com/knowledge/source-of-wealth-vs-source-of-funds): Source of wealth explains how a customer built their overall wealth. Source of funds explains where the money in one transaction came from. - [Your AML manual is up to date. But is your business actually compliant?](https://adventant.com/knowledge/aml-manual-up-to-date-but-compliant): An AML manual sets the rules. Implementation proves compliance. The eight areas where policy has to turn into practice, and the evidence to keep. - [Your customer passed KYC. So why is the payment still blocked?](https://adventant.com/knowledge/passed-kyc-but-payment-blocked): Passing KYC does not guarantee a cross-border payment goes through. The checkpoints a payment faces and how to prepare for them. - [Cleared yesterday. Still clear today?](https://adventant.com/knowledge/pep-screening-is-not-a-one-time-check): A customer cleared at onboarding can become a PEP later. Why PEP screening must continue, and what to do when a customer's status changes. - [Could ordinary trade payments hide money laundering?](https://adventant.com/knowledge/trade-based-money-laundering-red-flags): How trade-based money laundering hides illicit funds in normal-looking import and export deals, and the red flags your team should look for. ## FAQs - [AML FAQs for UAE businesses](https://adventant.com/faqs): Questions and answers on 11 AML topics, from goAML, MLRO and KYC to sanctions screening, monitoring and inspections. ## Guides - [All guides](https://adventant.com/guides): Step-by-step how-to guides for common UAE AML tasks. - [CBUAE AML/CFT Rulebook: Summary and Full PDF](https://adventant.com/guides/cbuae-aml-cft-rulebook): What the Central Bank's AML/CFT Rulebook covers, how it is organised, and a downloadable copy of the full rulebook for UAE financial institutions. - [ADGM AML and Sanctions Rulebook: Summary and PDF](https://adventant.com/guides/adgm-fsra-aml-sanctions-rulebook): What the ADGM FSRA's Anti-Money Laundering and Sanctions Rulebook requires of firms in Abu Dhabi Global Market, with the full official rulebook to download. - [DFSA AML, CTF and Sanctions Module (PDF)](https://adventant.com/guides/dfsa-aml-ctf-sanctions-module): What the DFSA's consolidated AML, Counter-Terrorist Financing and Sanctions Module requires of DIFC firms, with the full official module to download. - [GCGRA Commercial Gaming AML Policy Paper (PDF)](https://adventant.com/guides/gcgra-commercial-gaming-policy-paper): The GCGRA's policy paper on strengthening AML and CFT standards in the UAE's commercial gaming sector, with the full paper to download. - [CMA AML/CFT Guidance for Capital Markets (PDF)](https://adventant.com/guides/cma-amlcft-guidance-capital-market-sector): The CMA's AML and CFT guidance for the UAE capital market sector, with the full guidance document to download. - [UAE AML Law 2025: Decree-Law No. 10 (PDF)](https://adventant.com/guides/moet-uae-aml-law-2025): The UAE's primary AML law, Federal Decree-Law No. 10 of 2025, as published on the Ministry of Economy and Tourism AML page, to download. - [goAML Registration in the UAE: A Practical Guide](https://adventant.com/guides/goaml-registration-guide): What goAML is, who needs to register, and how to prepare so your registration and later reporting go smoothly. - [Customer Due Diligence Checklist for UAE Firms](https://adventant.com/guides/customer-due-diligence-checklist): A simple sequence for onboarding a new customer on a risk-based basis, from identification to ongoing review. - [How to Prepare for an AML Audit in the UAE](https://adventant.com/guides/preparing-for-independent-aml-review): An independent review tests whether your controls work in practice. Here is how to be ready for one. ## Blog - [Blog](https://adventant.com/blog): Compliance articles for UAE businesses. - [How to Choose an Outsourced MLRO or Compliance Officer in the UAE](https://adventant.com/blog/how-to-choose-an-outsourced-mlro-uae): What to check before outsourcing your MLRO or Compliance Officer in the UAE, from supervisor rules and independence to scope and red flags. - [How to Write an AML Business Risk Assessment That Stands Up to Review](https://adventant.com/blog/how-to-write-an-aml-business-risk-assessment-uae): A step-by-step guide to the AML business risk assessment for UAE firms: risk factors, ratings, controls and when to update it. - [goAML Reporting in the UAE: STRs, SARs and Common Mistakes](https://adventant.com/blog/goaml-reporting-guide-uae): How to report on goAML in the UAE: which report to file, when suspicion is enough, what a good STR contains and the mistakes reviewers find. - [Is Your AML Programme Inspection-Ready? A Practical Checklist](https://adventant.com/blog/aml-inspection-readiness-checklist-uae): A practical checklist for UAE firms preparing for an AML inspection or independent review: key areas, evidence to hold and a 30-day plan. - [KYC and Beneficial Ownership in the UAE: An Onboarding Checklist](https://adventant.com/blog/kyc-and-beneficial-ownership-checklist-uae): A UAE onboarding checklist: verifying individuals and companies, finding the beneficial owner, risk rating and ongoing reviews. - [Sanctions and PEP Screening: How to Build a Process You Can Defend](https://adventant.com/blog/sanctions-and-pep-screening-process-uae): How to build a sanctions and PEP screening process in the UAE: which lists, who and when to screen, and how to handle alerts. ## Optional - [About Adventant](https://adventant.com/about): Who we are, how we work and the team behind the advice. - [TruDiligent AML software](https://adventant.com/aml-software): AML software for UAE businesses: customer screening, risk scoring, UBO mapping, EOCN monitoring and audit-ready reports. - [Privacy Policy](https://adventant.com/privacy-policy): How Adventant collects, uses and protects personal information when you visit adventant.com or send us an enquiry. - [Terms and Conditions](https://adventant.com/terms-conditions): The terms that apply when you use adventant.com, including how to use our guides and the limits of the information on this website. - [Sitemap](https://adventant.com/sitemap.xml): Every indexable page on the site. - [Full site content](https://adventant.com/llms-full.txt): The full text of every service, regulator, firm-type, knowledge, guide and blog page in one file.