ADGM FSRA AML compliance services for authorised firms
Abu Dhabi Global Market is a financial free zone with its own regulatory framework. The Financial Services Regulatory Authority (FSRA) supervises financial services firms in ADGM, including banks, investment firms, asset managers, fund-related businesses, custodians and virtual asset firms.
Who this covers
Adventant supports ADGM firms with AML governance, due diligence, screening, monitoring and reporting, working from the FSRA's requirements for your category of authorisation. Non-financial businesses in ADGM follow a separate supervisory route, covered on our ADGM Registration Authority page.
Financial services (FSRA)
Common AML control areas
- A Money Laundering Reporting Officer and senior management oversight suited to your authorisation
- A business risk assessment reflecting your clients, products and jurisdictions
- Customer due diligence including beneficial ownership and enhanced measures for higher risk
- Sanctions screening and PEP identification with documented review of alerts
- Ongoing monitoring and suspicious activity reporting
- Staff training and record-keeping
- Independent testing of AML systems and controls
These are common control areas rather than identical rules for every institution. The specific requirements depend on your licence category and the guidance your supervisor has issued.
Relevant services
All 11 Adventant services are available to businesses supervised by the ADGM (FSRA). They are listed in the order that usually matters most for this regulator, and the scope is agreed with your team before work begins.
Frequently asked questions
Is the ADGM regime the same as the DIFC or onshore UAE?
No. ADGM has its own regulatory framework, separate from the DIFC and from the onshore rules. We work from the requirements that apply to your authorisation.
Can an FSRA-authorised firm outsource its MLRO?
Some FSRA-authorised firms may be expected to hold key compliance roles in-house while outsourcing specific AML tasks under conditions. Confirm your position before any arrangement. Adventant can support an in-house MLRO on defined tasks.
Which ADGM authority supervises my business for AML?
Financial services firms are supervised by the FSRA, and certain non-financial businesses are supervised by the ADGM Registration Authority. We help you confirm which applies.
Official regulatory resources
- Abu Dhabi Global Market
- UAE Financial Intelligence Unit (goAML)
- Executive Office for Control and Non-Proliferation
This is general information, not legal advice. Requirements change, so check the current guidance with your supervisor.