AML Regulatory Inspection Support in the UAE
Ready for the regulator, with a clear plan when findings arrive.
Adventant helps supervised businesses prepare for and respond to regulatory scrutiny. We assess your AML framework against the requirements that apply to you, support you through inspections and regulatory surveys, and help you fix findings with a documented remediation plan.
Who it is for: Businesses facing an inspection, a regulatory survey or findings, and firms that want to know where they stand before the regulator asks.
What is a regulatory gap assessment?
A gap assessment compares your AML policies, procedures and day-to-day practice with the requirements that apply to your licence and sector, and lists what is missing or weak. It gives you a prioritised set of actions before an inspection, a survey or a change in the rules.
The compliance challenge
Inspections, surveys and findings tend to arrive with tight timeframes. Without preparation, teams spend that time searching for records instead of explaining how their controls work.
Findings that are closed on paper but not in practice tend to reappear at the next review, so remediation needs evidence, not only updated documents.
What this service covers
- Regulatory gap assessments
- We compare your framework and day-to-day practice with the rules and guidance that apply to you, and rank the gaps by risk.
- Regulatory inspection support
- We help you prepare documents and staff before an onsite or offsite inspection, organise information requests and support you while the inspection runs.
- Responding to regulatory surveys
- We help you gather accurate data and prepare consistent answers to the questionnaires and surveys your supervisor issues.
- Remediation following regulatory findings
- We turn findings into an action plan with owners and dates, help put the fixes in place and keep evidence that each item is closed.
What the service includes
- Mapping your AML framework against the requirements that apply to your licence
- Ranking gaps by risk and agreeing a realistic action plan
- Preparing document packs, registers and staff for inspections
- Coordinating responses to information requests during an inspection
- Preparing accurate and consistent responses to regulatory surveys and questionnaires
- Building a remediation plan for regulatory findings, with owners and target dates
- Tracking remediation and keeping evidence that each finding is closed
Scope and boundaries
- Your business remains the regulator's point of contact unless agreed otherwise and permitted. Responses are submitted by you or with your authority.
- We cannot influence the outcome of an inspection or the regulator's view of its findings. Our role is to help you prepare, respond accurately and fix what needs fixing.
- Submissions must reflect your actual practice. We will not help present controls that are not in place.
How the engagement works
- 01
Understand the trigger
Review the inspection notice, survey or findings, and note any deadline the regulator has set.
- 02
Assess the gaps
Compare your framework and practice with the requirements, and rank what needs attention.
- 03
Prepare and respond
Organise documents, brief staff and prepare accurate responses for the regulator.
- 04
Remediate
Put the agreed fixes in place, with owners, target dates and evidence.
- 05
Confirm closure
Check that each item is closed in practice and keep the record for the next review.
Who needs this service
- Businesses notified of an upcoming inspection
- Firms that have received regulatory findings or a remediation request
- Businesses asked to complete a regulatory survey or questionnaire
- Firms that want an objective view of where they stand before the regulator asks
Requirements depend on your supervisor and licence category. Start with the page for your regulator:
Regulatory context
UAE supervisors carry out onsite and offsite inspections, issue surveys and questionnaires, and may require businesses to remediate the weaknesses they identify. The form and timing depend on the supervisor and your licence.
Deadlines for responses and remediation are set by the supervisor in each case. Follow the instructions you receive and keep a record of what was submitted.
General information, not legal advice. Check current requirements with your supervisor.
Frequently asked questions
How is a gap assessment different from an independent AML review?
A gap assessment compares your framework with the rules that apply to you. An independent review also tests whether controls work in practice by sampling files and alerts. Many businesses start with a gap assessment and follow it with a review.
Can you support us during the inspection itself?
Where your supervisor permits it and you agree, yes. In every case we help you prepare documents, staff and answers beforehand.
We have received findings. Where do we start?
Note any deadline the regulator has set and share the findings with us. We help you build a remediation plan, deal with the highest-risk items first and keep evidence of each fix.
Who submits a regulatory survey response?
Your business does, through the channel your supervisor specifies. We help gather the data and check that the answers are accurate and consistent with your records.
Other services
Outsourced MLRO Service
Experienced oversight where an external appointment is permitted.
Governance Support for Your MLRO
Support for the team you already have.
Operational Outsourcing
Screening, customer risk assessment and ongoing monitoring, handled for you.
Independent AML Audits / Reviews
Independent assurance over your controls.
goAML Registration and Reporting
goAML registration, EOCN subscription, report filing and semi-annual reports.
Grievance Filing (Fine Waiver)
A clear, evidenced grievance against an AML penalty.
Enterprise-Wide Risk Assessment
Understand where your real risk sits.
AML / CFT / CPF Framework
Policies and procedures reflecting your actual work.
AML Training
A team that understands its responsibilities.
AML Software (TruDiligent)
TruDiligent, set up around your compliance process.