AML compliance services for ADGM-registered DNFBPs
Designated Non-Financial Businesses and Professions in ADGM, such as real estate businesses, dealers in gold and high-value goods, lawyers, accountants and company service providers, are subject to AML requirements, with the ADGM Registration Authority involved in their supervision where applicable. Auditors, insolvency practitioners and similar regulated professions may also fall within the framework.
Who this covers
Adventant helps these businesses build practical AML controls: understanding who their customers are, recording decisions, recognising unusual activity and reporting concerns. We start by confirming whether and how the requirements apply to your activities.
DNFBPs (Registration Authority)
Professional and specialist firms
Common AML control areas
- A designated compliance officer with appropriate seniority
- A business risk assessment covering your clients, services and geographies
- Customer due diligence, including identifying beneficial owners of corporate clients
- Sanctions and PEP screening with a record of how matches were reviewed
- Recognising and reporting suspicious activity through goAML, including any sector-specific reports
- Staff training and record-keeping
These are common control areas rather than identical rules for every institution. The specific requirements depend on your licence category and the guidance your supervisor has issued.
Relevant services
All 11 Adventant services are available to businesses supervised by the ADGM (DNFBP). They are listed in the order that usually matters most for this regulator, and the scope is agreed with your team before work begins.
Frequently asked questions
Which ADGM businesses count as DNFBPs?
Typically real estate businesses, dealers in precious metals and stones or other high-value goods, lawyers, accountants and company service providers, depending on their activities. We help confirm whether you fall within scope.
Can an ADGM DNFBP appoint an external compliance officer?
It depends on the applicable rules and any approval or notification requirements. Confirm before any appointment. Adventant can review your position and explain the options.
Do DNFBPs file goAML reports?
DNFBPs generally need to register on goAML and report suspicion, and some sectors have additional report types. We help you confirm which apply.
Official regulatory resources
- Abu Dhabi Global Market
- UAE Financial Intelligence Unit (goAML)
- Executive Office for Control and Non-Proliferation
This is general information, not legal advice. Requirements change, so check the current guidance with your supervisor.